Our Services

Navigating the health insurance landscape can be complex and time-consuming. Our health insurance services offer both individual and group plans, ensuring you, your family, or your employees have access to the care you need. We work with all major carriers to provide plans that offer comprehensive coverage, balancing cost with quality to find the best fit for you.

Oral and visual health are key components of overall wellness. Our dental and vision plans are designed to ensure that you and your employees have access to necessary preventative care and treatments. From routine check-ups to more specialized procedures, we provide options that cover a range of dental and vision care needs.

We offer personalized guidance on all Medicare parts, including Part A, B, and D, as well as Medicare Advantage and Medigap policies. Our expertise extends to helping businesses manage their employees’ transition to Medicare, ensuring optimal coverage and a smooth shift. With our continuous support, both individuals and businesses can confidently approach Medicare, ensuring comprehensive coverage during the golden years. Our goal is to simplify the complexities of Medicare to provide you with clarity and peace of mind.

Life insurance is a cornerstone of financial planning, providing peace of mind for you, your loved ones, and your employees. We offer a variety of life insurance options:

Term Life Policies
Whole Life Policies
Flexible Premium Life Insurance
Second To Die Life Insurance
Mortgage Protection

Each plan is tailored to meet your specific financial goals and provide security for the future.

Disability insurance protects your income in the event of an illness or injury that prevents you from working. Our disability insurance solutions cover both short-term and long-term needs, ensuring you have financial support when you need it most. We help you choose a plan that provides adequate coverage while fitting your budget.

As life expectancies increase, long term care insurance becomes an essential part of retirement planning. Our long term care insurance options help cover the costs of care that aren’t covered by your regular health insurance plan, such as assistance with daily activities and nursing home care.

We guide you through selecting a policy that ensures you, your loved ones, or your employees are well-prepared for future care needs.

Investment planning is crucial for building and preserving wealth. Our investment services provide comprehensive advice and strategies for your retirement planning, including:

401(k)s
IRAs
KEOGHS
S.E.P.s

We work with you to understand your risk tolerance and investment goals, crafting a portfolio that aligns with your long-term objectives.

For businesses, managing payroll can be a time-consuming and tedious task. Our payroll services streamline this process, ensuring accuracy and compliance with tax regulations. We offer solutions that can be tailored to the size and complexity of your business, allowing you to focus less on administrative tasks and more on running your business.

Our business solutions are designed to secure the future of your enterprise. From Key Person Insurance to business continuation plans, including Buy-Sell Agreements, we ensure your business remains stable and protected.

We also specialize in Section 162 Plans, offering tax-efficient life insurance benefits for business owners and key employees. These plans are valuable in attracting and retaining top talent, and ensuring the continuity of your business.

Our financial planning services are designed to address the needs of employees and individuals, offering customized strategies for the unique circumstances of each group. For employees, we provide retirement planning that complements company benefits and college funding programs to assist children’s education. For individuals tailored services align with personal financial goals giving comprehensive coverage for all aspects of life.

We also offer Estate Tax Planning to effectively manage their legacy and provide for their families.